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Discounts, Credits and Policy Features

Insurance company standard discount and special feature information pending Division of Insurance approval.

Discounts and special policy features vary from company to company & may include eligibility criteria

Company Name

 

Standard Discounts

Special Policy Features

Arbella Mutual

 

Multi-Car

Public Transportation

Anti-theft device

Over age 65

Low Mileage

Air bag/Automatic

seatbelts

Driver Training

Drive Safety Rating

Driving Experience Rating

Loyalty Credit

Multi-Vehicle Policy Credit

Advanced Driver Training

Included at no additional cost:

-Replacement Cost Coverage

-Enhanced Substitute Transportation

-Enhanced Towing and Labor

-Replacement Cost Coverage on Mechanical Parts

-Trip Interruption Coverage.

Commerce Insurance

 

Multi-Car

Public Transportation

Anti-Theft Device

Over age 65

Low Mileage

Airbags/Automatic seatbelts

Driver Training

Driving Experience Rating

Loyalty Credit

Account Discount including Fair Plan Policies

Risk Factor Rating-up to 5%

Savings

AAA Group Discount & Package endorsement

 -Premium Savings

- Replacement Cost Coverage

 -Increased limits on bail bonds,

 -Substitute transportation & loss of earnings

 -Coverage for damage to cell  phones, personal property &   laptops

 -Seat Belt/Air Bag death  benefit

 -Pet injury coverage

National Grange

 

Multi-Car

Public Transportation

Anti-Theft Device

Over age 65

Low Mileage

Airbags/Automatic seatbelts

Driver Training

Driver Safety Rating

New Optional Endorsements Include:

 -Transportation Expense

 -Trip interruption

  -Disappearing Deductible

  -Personal Clothing

  -1st Accident Forgiveness

  -New Auto Loan/lease

Good Student Discount

Student Away from Home

 

 

Norfolk & Dedham

 

Multi-Car

Public Transportation

Anti-Theft Device

Over age 65

Low Mileage

Airbags/Automatic seatbelts

Driver Training

Driving Experience Rating

Companion Policy Discount

Good Student Discount

Advanced Driver Training Discount

Auto Pak Coverage includes:

 -Accident Airbag deployment

 -Pet Injury Protection

 -Auto loan/lease

 -Excellent Driver Record

Hybrid Vehicle Discount

Motor Club Member Discount

Premier (Travelers)

 

Multi-Car

Public Transportation

Anti-Theft Device

Over age 65

Low Mileage

Airbags/Automatic seatbelts

Driver Training

Account Credit

Good Student Discount

Hybrid Discount

Approved Auto Club Member Discount

Pay Premium In Full Discount

Driving Experience Rating

Quincy Mutual

 

Multi-Car

Public Transportation

Anti-Theft Device

Over age 65

Low Mileage

Airbags/Automatic seatbelts

Driver Training

Excellent Driver increased

from 7 to 10%

Excellent Driver Plus Discount

 from 17 to 20%

Customer Loyalty Credit

New Business Credit

Replacement Cost Coverage

Safety Insurance

 

Multi-Car

Public Transportation

Anti-Theft Device

Over age 65

Low Mileage

Airbags/Automatic seatbelts

Driver Training

Renewal Credit

Account Credit

Excellent Driver Discount increase -from 7 to 15%

Excellent Driver Plus Discount increased - from 17 to 25%

Discounted Surcharges for    Drivers with 1-3 points

Loan/lease Gap Coverage Option

Safety Shield Coverage includes:

-Disappearing deductible

-Rental Loss of Income

-Guaranteed
-Replacement cost

-Personal Effects

-Extended Substitute Transportation

-Emergency Road Travel Expenses

-Supplemental Towing and labor

-Air Bag coverage