Discounts, Credits and Policy Features
Insurance company standard discount and special feature
information pending Division of Insurance approval.
Discounts and special
policy features vary from company to company & may include eligibility
criteria
|
Company
Name
|
Standard
Discounts
|
Special Policy
Features
|
|
Arbella
Mutual
|
Multi-Car
Public Transportation
Anti-theft device
Over age 65
Low Mileage
Air bag/Automatic
seatbelts
Driver Training
|
Drive Safety Rating
Driving Experience Rating
Loyalty Credit
Multi-Vehicle Policy
Credit
Advanced Driver Training
Included at no additional cost:
-Replacement Cost Coverage
-Enhanced Substitute Transportation
-Enhanced Towing and Labor
-Replacement Cost Coverage on Mechanical Parts
-Trip Interruption Coverage.
|
|
Commerce
Insurance
|
Multi-Car
Public Transportation
Anti-Theft Device
Over age 65
Low Mileage
Airbags/Automatic
seatbelts
Driver Training
|
Driving Experience Rating
Loyalty Credit
Account Discount
including Fair Plan Policies
Risk Factor Rating-up to
5%
Savings
AAA Group Discount &
Package endorsement
-Premium Savings
- Replacement Cost
Coverage
-Increased limits on
bail bonds,
-Substitute
transportation & loss of earnings
-Coverage for damage to
cell phones, personal property & laptops
-Seat Belt/Air Bag
death benefit
-Pet injury coverage
|
| National
Grange
|
Multi-Car
Public Transportation
Anti-Theft Device
Over age 65
Low Mileage
Airbags/Automatic
seatbelts
Driver Training
|
Driver Safety Rating
New Optional Endorsements
Include:
-Transportation Expense
-Trip interruption
-Disappearing
Deductible
-Personal Clothing
-1st
Accident Forgiveness
-New Auto Loan/lease
Good Student Discount
Student Away from Home
|
|
Norfolk & Dedham
|
Multi-Car
Public Transportation
Anti-Theft Device
Over age 65
Low Mileage
Airbags/Automatic
seatbelts
Driver Training
|
Driving Experience Rating
Companion Policy Discount
Good Student Discount
Advanced Driver Training
Discount
Auto Pak Coverage
includes:
-Accident Airbag
deployment
-Pet Injury Protection
-Auto loan/lease
-Excellent Driver Record
Hybrid Vehicle Discount
Motor Club Member
Discount
|
|
Premier
(Travelers)
|
Multi-Car
Public Transportation
Anti-Theft Device
Over age 65
Low Mileage
Airbags/Automatic
seatbelts
Driver Training
|
Account Credit
Good Student Discount
Hybrid Discount
Approved Auto Club Member
Discount
Pay Premium In Full
Discount
Driving Experience Rating
|
|
Quincy Mutual
|
Multi-Car
Public Transportation
Anti-Theft Device
Over age 65
Low Mileage
Airbags/Automatic
seatbelts
Driver Training
|
Excellent Driver
increased
from 7 to 10%
Excellent Driver Plus
Discount
from 17 to 20%
Customer Loyalty Credit
New Business Credit
Replacement Cost Coverage
|
|
Safety
Insurance
|
Multi-Car
Public Transportation
Anti-Theft Device
Over age 65
Low Mileage
Airbags/Automatic
seatbelts
Driver Training
|
Renewal Credit
Account Credit
Excellent Driver Discount
increase -from 7 to 15%
Excellent Driver Plus
Discount increased - from 17 to 25%
Discounted Surcharges
for Drivers with 1-3 points
Loan/lease Gap Coverage
Option
Safety Shield Coverage
includes:
-Disappearing deductible
-Rental Loss of Income
-Guaranteed
-Replacement cost
-Personal Effects
-Extended Substitute
Transportation
-Emergency Road Travel
Expenses
-Supplemental Towing and
labor
-Air Bag coverage
|
|